Personal Money Budget

Hi, I'm Lisa, and I want to give the word 'budget' a makeover! For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats. It was only during the December 2021 lockdown that I came across the phenomenon of 'cash-stuffing' on TikTok, where you withdraw your spending money weekly or monthly and divvy it up into sections of a binder.

Learn the best ways to eat healthy while staying on a budget.

Discover your ideal retirement lifestyle in just a few weeks, even if you've struggled to find the right path until now! Are you worried your newfound freedom may lead to boredom or a lack of purpose? Do you want to stay vibrant and energized in your post-retirement years? You’re not alone. Many retirees face similar fears, but it doesn't have to be that way. Things to Do in Retirement is the ultimate guide to transforming your retirement into the most exciting chapter of your life!

This book is for everyone. Whether you are seeking a way to avoid living paycheck to paycheck, or you want to give yourself a financial checkup to see if you are a good steward of your funds. This is a great gift for anyone who is seeking self-development, or who wants to improve their financial standing in their life journey. Personal budgeting enables you to be in the position to know where you need to modify your lifestyle and make significant adjustments to ensure a bright and happy financial future.

Experience a life free of financial stress, debts, bills, and late payment fees and transform your relationship with money into something pleasant. Being better with money changes the rest of your life. Follow the tips presented in this guide, and you'll get freedom from all your financial struggles.

With the recent cost of living crisis, we are all looking for ways to cut bills and save money. Ann Russell, who is best known as 'TikTok's Auntie', has lived much of her life on a tight budget, and since energy bills first started rising, has been answering fan's questions not just about cleaning but about all kinds of ways to economise. Following on from her first book, How to Clean Everything, in How to Save Money Ann will share her advice on the best ways to save money and cut back in all sorts of areas.

In this mini-book you will find one-hundred tips, ideas and reminders on how to live your most luxurious life on a budget, and a special bonus as well – 50 little extras at the end. If you are keen to uplevel how you live, please let me warmly welcome you in. Find out all my secrets how I have created a luxurious life for myself, even though I value thrift and simplicity. You can create any kind of reality for yourself too.

From the moment you discovered you were going to be a mom, you envisioned spending each day with your kids, guiding, teaching, and loving them. But diapers, wipes, shoes, and braces are expensive. Though it may feel impossible to manage on one income, author Erin Odom of The Humbled Homemakerblog is here to tell you that, through God's grace, staying at home with your kids isn't just doable; it's doable while living the good life. Erin shares 100 tips, tricks, and simple ways that she has provided the good life on a budget for her family, and you can do the same.

A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice—from the hosts of the beloved Frugal Friends podcast.

Congratulations - you’re engaged! But, now what? As you start to share the news with your family and friends, you might start feeling slightly stressed about the amount of planning you suddenly have to do. But wedding planning can actually be easier than you think! With Wedding Hacks you’ll find solutions to all your wedding planning worries and prevent any problems that you might not have seen coming. From finding cheaper prices online to dealing with difficult relatives, this book has everything you need to know to make your wedding day one you’ll never forget!

In school, you’re taught about the causes of World War I, the intricacies of The Great Gatsby, and how to compute the area of a circle. Yet, practical everyday life skills that you’ll need for the future–such as how to handle money–are rarely discussed.

Budget Travel for Dummies will help you plan your next vacation and make it affordable, with tips on how to maximize your budget and squeeze amazing experiences out of every penny. Written by a travel expert who has visited sixty countries across six continents, this book will help you find the best deals, including cheap flights and accommodations.

Are you struggling with debt and saving money? Do you find that near the end of the month, there is more month left than money? Does your family need and want more out of life than you can financially afford? If you answered yes to any of these questions, this book is for you.

Do you spend on a lot of junk that doesn’t make you happy? Does money bring anxiety, stress, and debt into your life? If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits.

My book, How to Live Like a King While Penny Pinching, will teach you how to pinch those extra pennies in your life that will add up to dollars. There is so much more to life than working just to buy the next great thing. You don’t have to live paycheck to paycheck, give up things you love, because you can’t afford them, and you do not have to perpetuate the cycle of debt that so many people find themselves in.

There's nothing wrong with living the lifestyle you want to live, but when this affects your progress in life as far as finances are concerned, then you need to take action. The truth is that you can never become rich by spending. When you sow spending, you reap poverty. You can never move ahead in life by being the biggest spender, whether you do it because you have convinced yourself that your job demands a certain lifestyle or not. When you are constantly broke when you are working or running a business, something is definitely wrong with the way you handle your money.

This chapter-level audiobook can change the way you listen to BigShots - mostly businesspersons with a snapshot or two of politicians - as they pontificate for public consumption and personal gain. You'll recognize the spin, that dastardly polite euphemism for lies that the advertising/PR folks coined years ago to anoint their profession with a bit of undeserved dignity. In the process, you might gain a more realistic grasp of what's going on around you and how your mind is being manipulated, aka brainwashed.

If you have failed at budgeting before, if just seeing the word "budget" makes you feel anxious, worried, and even shameful, then maybe you aren't the problem. Maybe it's the budget you used that is broken. We are here to fix that. There's a way to budget that is simple, empowering, and that can even add happiness to your life. The Happy Giraffe Budget.

Does the topic of money and personal finance stress you out? Would you like to learn more about living an ‘expensive’ life on a budget? Instead of feeling constricted and broke when you are on a slim income or have debt to pay off, ‘Financially Chic’ invites you to look upon it as a fun and exciting adventure; where you gain as much enjoyment as possible for the least amount of cost, as well as learning to get ahead financially. It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from.

This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you'll budget better and become richer as a consequence. Regardless of how much your income is we'll find a way to budget, save, and increase your net worth.