Mortgage Finance

Taking out a mortgage to purchase real estate is a huge decision, one that could affect your family's finances for years to come. This easy-to-follow guide explains how to secure the best and lowest-cost mortgage for your unique situation. Whether you select a 15- or 30-year mortgage, you'll get all the tips and tricks you need to pay it off faster - shortening your payment schedule and saving your hard-earned cash.

Sean Cooper made news headlines around the world when he paid off his mortgage at 30 on a house he bought just three years prior. In Burn Your Mortgage, Cooper's extreme achievement is made accessible as the acclaimed personal finance expert shares the secret to his success: simple yet effective lifestyle changes that anyone - from new buyers to experienced homeowners - can make to pay down their mortgage sooner.

Getting the best home mortgage is about more than just considering interest rates, points, or who offers the best free giveaways. You want a package that fits your lifestyle and financial goals. To get it, you need to boost your mortgage IQ. In The Mortgage Code, Angela Calla, one of Canada’s top mortgage professionals, uses her method of “proactive mortgage management” to lay out all of the information you need to be intelligent, prepared, and involved before you borrow.

For typical homeowners, the monthly mortgage payment is either their largest or, after income tax, their second-largest expense item. When you're shopping for a mortgage without the proper knowledge, you could easily waste many hours of your time - in addition to the financial losses suffered by not getting the best loan you can. Choosing the right mortgage can help you save money for more important financial goals, such as higher education and retirement.

In this newly updated 2018 edition, authors Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you that by breaking it all down for you in this book. They arm you with the knowledge, inspiration, and several game plan options to free yourself from the dead weight of your mortgage.

Built on foundations set in the previous two volumes, Be the Better Broker, Volume 3 is a detailed, step-by-step guide to the client-broker experience. From the opening question - "What's your best rate?" - to the two magic words - "File Complete!" - this book will give you access to the processes, scripts, and strategies used during hundreds of conversations addressing application intake, overcoming objections, the signing of the mortgage commitment, compliance, and insurance documents.

Be the Better Broker is a series of books that teaches the core principles of successful mortgage brokering. This volume focuses on the traits, habits, and skills to start forming before you enter the business. This is the top producer starter kit.

Whether you are a rookie or an established broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally.

“Why rent when you can buy?” More than any other, this phrase captures the overwhelmingly unanimous promotion of home ownership to Canadians. Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market. Canadians deserve better advice.

One of the most important decisions that you can make is buying a home and taking out a mortgage to pay for the house. The decisions you make on your mortgage will have financial ramifications for years to come. If you find yourself overwhelmed and confused by all the mortgage terms out there, don’t worry because you’re not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar terminology your mortgage lender might use.

In the summer of 2007, the subprime empire that Wall Street had built all came crashing down. On average, 50 lenders a month were going bust - and the people responsible for the crisis included not just unregulated loan brokers and con artists, but also investment bankers and home loan institutions traditionally perceived as completely trustworthy.

When I first started investing, I did the worst thing you could do: I followed the crowd. Of course, after six months of grinding, my reward for doing the easy thing was a low credit score and an empty savings account. It wasn’t until I broke away that it all clicked.

In the midst of one of the most serious financial upheavals since the Great Depression, George Soros writes about the origins of the crisis and proposes a set of policies that should be adopted to confront it. Soros places the current crisis in the context of his decades of study of how individuals and institutions handle the boom and bust cycles that now dominate global economic activity.

Soros makes an invaluable contribution to our understanding of the great credit crisis and its implications for our nation and the world.

Millions of women want to create financial stability and abundance in their lives, but they don't know how. They are stuck in overwhelming confusion and guilt, driven by internalized "money stories" that have nothing to do with what is really possible. As the founder of DailyWorth.com, a financial media and education platform, Amanda Steinberg encounters these smart, ambitious women every day. With this book she helps them face their money stories head on and wake up to the prosperity that awaits them.

Ray and Kimberly bring a unique passion to share information about the HECM (Home Equity Conversion Mortgage) and all proprietary products with their clients. This sets them apart as they intertwine their professional mortgage experience with their passion of education and helping clients in a concierge service team approach.

Filing for bankruptcy or thinking about It? If so, listen to this book first! Bankruptcy Didn't Break Me! is your complete guide to rebuilding your life and credit after a bankruptcy, written by a 17-year finance expert who was once in your shoes. Bankruptcy can be overwhelming, stressful, and make you feel hopeless. This book was written to help navigate you through the bankruptcy process and help you recover quicker so you can start enjoying life again.

When it comes to your finances, you deserve to have access you need to the knowledge, education, strategies, and tips required to achieve financial freedom. Think about it: When was the last time you felt comfortable with your income? When was the last time you looked into your bank account and thought to yourself, “I can pay for my child’s college education?” For far too many of us, these are nothing but a pipe dream.

How does an ordinary person with an ordinary income reach their seven-figure dreams? First they must own their own home–and do it David Bach’s way. The financial coach who has helped millions to finish rich is back with a simple, powerful solution to get rich in real estate. As David says, “Renters stay poor, homeowners get rich, and smart landlords laugh all the way to the bank!”

Leaving no stone unturned, this indispensable manual takes the sting out of relocation and selling the family home, helps keep retirees from outliving their savings, and offers a step-by-step guide to retirement abroad.

"IT'S DIFFICULT TO GET A MORTGAGE IF YOU'RE SELF-EMPLOYED" While this is true, being properly prepared and knowing what lenders are looking for can greatly improve your access to the finance you require. The Self-Employed Mortgage Guide will show you how to: Calculate approximately how much you can borrow and understand how lenders assess income, Know what documents you may need and how they impact your chances of success, Create a preparation plan 12 to 24 months in advance of applying to buy or refinance.